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BankDeMark

AI-powered business finance

Know exactly where your business money is going.

Track revenue, expenses, commissions and cash flow in one financial command center — with Zylx built in to explain your numbers and help you record them.

Start free. No credit card required.

Business overview

This month

Example data

Cash on hand

$48,210

Money in

$22,400

↑ 14%

Money out

$14,850

↓ 4%

Profit

$7,550

33.7% margin

Money in and out

Needs attention

  • 18 transactions need a category
  • 2 commissions still outstanding
  • 1 transfer only has one side recorded

Ask Zylx

“Why is cash down if revenue is up?”

Example figures shown to illustrate the interface. Your dashboard shows only your own data.

Revenue & profit

See what your business actually earns.

Expenses & cash flow

Know where your money is going.

What needs attention

Catch problems before they compound.

Ask Zylx

Understand your finances in plain language.

Your bank balance doesn't tell you how your business is doing.

Money comes in that isn't revenue. Money goes out that isn't an expense. A transfer between your own accounts looks like income. A credit card payment looks like a second cost. By the time you notice, the numbers you have been working from were never right.

BankDeMark keeps the difference straight, so the figures you act on are the real ones.

Everything behind your business, in one place.

Everything below works today.

Track money in

Record sales, service income and commissions. If you sell a $6,000 trip and earn $600, BankDeMark reports $6,000 booked and $600 earned — not $6,000 of revenue.

Track money out

Expenses, software, advertising, contractors and fees, categorised the way a business owner thinks about them.

Move money safely

Transfers between your own accounts are recorded as a matched pair, so moving $1,000 never becomes $1,000 of revenue and paying a credit card never double-counts the expense.

See what you actually made

Cash on hand, money in, money out, profit and margin — with last period beside it so you can see what changed.

Know what needs attention

Uncategorised transactions, half-recorded transfers and outstanding commissions surface at the top, before the charts.

Keep separate books

Run more than one business from one login. Each keeps its own books. Nothing mixes.

Snap a receipt

Photograph a receipt and we read the merchant, date and total, then check whether it is already in your books before adding anything. You confirm every figure — nothing is recorded on a guess.

Generate a P&L

One click for what came in, what went out and what you actually made — with the movements that are not profit listed separately, so it is clear why it does not match your bank balance.

Import from your bank

Drop in a CSV export. We work out which columns are which, skip anything you already have, and show you exactly what will land before it does.

Not yet — being built

Listed so nothing on this page is a promise the product can't keep.

  • Live bank, Stripe, Shopify and PayPal connections
  • Cash flow, balance sheet and tax reports
  • Tax readiness checks and accountant package
  • Personal net worth, investments and retirement
  • Zylx web research and Zylx Studio business context

Zylx

Your financial assistant already knows the numbers.

Ask about your business finances in plain language. Zylx reads your recorded data and explains what happened.

Zylx does not do the arithmetic. BankDeMark calculates every figure and Zylx explains the result — so what it tells you is the same number on your dashboard, not an estimate.

Ask it to record something and it prepares the entry for you to approve. Nothing is written to your books until you confirm.

Ask Zylx about my business
  • How much did I actually make last month?
  • Why is cash down if revenue is up?
  • How much commission am I still owed?
  • What did I spend the most on?
  • What needs my attention?
  • Log $82.54 on Facebook ads yesterday.

Built to understand the business behind the transaction.

Most tools see

+$600

A deposit. That's all.

BankDeMark records

Type
Commission earned
Booking value
$6,000
Recognised revenue
$600
Still owed
$0

The same distinction matters for an online store separating gross sales from refunds and fees, or an agency separating project income from subcontractor costs.

Your numbers stay yours.

Separate books

Every business is isolated at the database level. One business can never read another.

Deterministic figures

Financial totals are computed by the backend, never by the AI.

Approval before writes

Zylx proposes. You approve. Nothing is recorded otherwise.

Every change recorded

Who changed what, when, and from which surface — including Zylx.

BankDeMark holds no security certification and does not claim one.

Questions

What is BankDeMark Command?

Software that keeps the books for a small business and explains them. You record what money came in and went out, and BankDeMark works out what you actually earned, what you spent, what you are owed and what needs attention.

Is BankDeMark accounting software?

It keeps accurate books using proper accounting semantics underneath, but it is built for the business owner rather than for an accountant. It does not file anything and it is not a substitute for a qualified accountant.

What is Zylx?

Zylx is the AI assistant built into BankDeMark Command. It reads your recorded financial data and explains it in plain language. Zylx does not calculate your figures itself — the backend computes them and Zylx explains the result, so the numbers it quotes are the same ones on your dashboard.

Can Zylx change my records?

Only with your approval. If you ask Zylx to log an expense, it prepares the entry and shows you a card to confirm. Nothing is written to your books until you press approve, and every change records that Zylx originated it.

Does BankDeMark connect to my bank?

Not with a live connection yet. You can import a CSV export from your bank, which handles most of the work, and you can record transactions by hand. Automatic bank, Stripe, Shopify and PayPal connections are being built.

Can Zylx read my receipts?

Yes. Photograph a receipt and BankDeMark reads the merchant, date and total, suggests a category, and checks whether it already matches a transaction you have. Every figure is shown in an editable form for you to confirm — an AI reading of someone else's document never becomes a financial record on its own, and the record keeps a note of how it was read.

Can I track commissions?

Yes. BankDeMark keeps the sale value and the amount you earned as separate figures, so booking volume and recognised revenue never get confused.

Can I run more than one business?

Yes. Each business keeps completely separate books. A combined view groups them by currency without merging any records.

Is BankDeMark financial advice?

No. BankDeMark provides financial organisation, calculation and reporting software. It does not provide financial, tax, legal, investment, lending or accounting advice.

Stop guessing what your business is doing.

See your money clearly. Understand what changed. Know what needs your attention.

Create my command center

Free to start. No credit card required.