Track money in
Record sales, service income and commissions. If you sell a $6,000 trip and earn $600, BankDeMark reports $6,000 booked and $600 earned — not $6,000 of revenue.
AI-powered business finance
Track revenue, expenses, commissions and cash flow in one financial command center — with Zylx built in to explain your numbers and help you record them.
Start free. No credit card required.
Business overview
This month
Cash on hand
$48,210
Money in
$22,400
↑ 14%
Money out
$14,850
↓ 4%
Profit
$7,550
33.7% margin
Money in and out
Needs attention
Ask Zylx
“Why is cash down if revenue is up?”
See what your business actually earns.
Know where your money is going.
Catch problems before they compound.
Understand your finances in plain language.
Money comes in that isn't revenue. Money goes out that isn't an expense. A transfer between your own accounts looks like income. A credit card payment looks like a second cost. By the time you notice, the numbers you have been working from were never right.
BankDeMark keeps the difference straight, so the figures you act on are the real ones.
Everything below works today.
Record sales, service income and commissions. If you sell a $6,000 trip and earn $600, BankDeMark reports $6,000 booked and $600 earned — not $6,000 of revenue.
Expenses, software, advertising, contractors and fees, categorised the way a business owner thinks about them.
Transfers between your own accounts are recorded as a matched pair, so moving $1,000 never becomes $1,000 of revenue and paying a credit card never double-counts the expense.
Cash on hand, money in, money out, profit and margin — with last period beside it so you can see what changed.
Uncategorised transactions, half-recorded transfers and outstanding commissions surface at the top, before the charts.
Run more than one business from one login. Each keeps its own books. Nothing mixes.
Photograph a receipt and we read the merchant, date and total, then check whether it is already in your books before adding anything. You confirm every figure — nothing is recorded on a guess.
One click for what came in, what went out and what you actually made — with the movements that are not profit listed separately, so it is clear why it does not match your bank balance.
Drop in a CSV export. We work out which columns are which, skip anything you already have, and show you exactly what will land before it does.
Listed so nothing on this page is a promise the product can't keep.
Zylx
Ask about your business finances in plain language. Zylx reads your recorded data and explains what happened.
Zylx does not do the arithmetic. BankDeMark calculates every figure and Zylx explains the result — so what it tells you is the same number on your dashboard, not an estimate.
Ask it to record something and it prepares the entry for you to approve. Nothing is written to your books until you confirm.
Ask Zylx about my businessMost tools see
+$600
A deposit. That's all.
BankDeMark records
The same distinction matters for an online store separating gross sales from refunds and fees, or an agency separating project income from subcontractor costs.
Every business is isolated at the database level. One business can never read another.
Financial totals are computed by the backend, never by the AI.
Zylx proposes. You approve. Nothing is recorded otherwise.
Who changed what, when, and from which surface — including Zylx.
BankDeMark holds no security certification and does not claim one.
Software that keeps the books for a small business and explains them. You record what money came in and went out, and BankDeMark works out what you actually earned, what you spent, what you are owed and what needs attention.
It keeps accurate books using proper accounting semantics underneath, but it is built for the business owner rather than for an accountant. It does not file anything and it is not a substitute for a qualified accountant.
Zylx is the AI assistant built into BankDeMark Command. It reads your recorded financial data and explains it in plain language. Zylx does not calculate your figures itself — the backend computes them and Zylx explains the result, so the numbers it quotes are the same ones on your dashboard.
Only with your approval. If you ask Zylx to log an expense, it prepares the entry and shows you a card to confirm. Nothing is written to your books until you press approve, and every change records that Zylx originated it.
Not with a live connection yet. You can import a CSV export from your bank, which handles most of the work, and you can record transactions by hand. Automatic bank, Stripe, Shopify and PayPal connections are being built.
Yes. Photograph a receipt and BankDeMark reads the merchant, date and total, suggests a category, and checks whether it already matches a transaction you have. Every figure is shown in an editable form for you to confirm — an AI reading of someone else's document never becomes a financial record on its own, and the record keeps a note of how it was read.
Yes. BankDeMark keeps the sale value and the amount you earned as separate figures, so booking volume and recognised revenue never get confused.
Yes. Each business keeps completely separate books. A combined view groups them by currency without merging any records.
No. BankDeMark provides financial organisation, calculation and reporting software. It does not provide financial, tax, legal, investment, lending or accounting advice.
See your money clearly. Understand what changed. Know what needs your attention.
Create my command centerFree to start. No credit card required.